ShouryaJha.

Research and strategic analysis across financial services and the automotive sector.

• Identified a $7.2B unserved market opportunity in Indian financial services through bottom-up analysis of credit markets, borrower behaviour and portfolio performance.
• Developed strategic analyses and investment pitch decks to support leadership discussions and investor decision-making.
• Evaluated India’s electric bus infrastructure ecosystem, including policy incentives, battery supply constraints and competition in a market projected at $6.4B by 2035.
• Assessed EV growth opportunities for a pre-IPO automotive manufacturer, examining industry disruption, changes in the value chain and emerging technologies.
• Analysed differences in automotive valuations by linking financial performance metrics with qualitative factors.
• Designed and developed a financial-services-focused language model, including training protocols, domain-specific datasets and instruction-tuning workflows.

Financial planning, regional reporting and retail cost analysis.

• Managed execution of the 2024 budgeting cycle, contributing to financial planning across business units.
• Enhanced Excel-based financial models used in APAC regional reporting.
• Conducted cost-efficiency analyses at five retail sites, identifying potential opportunities to improve margins.

Stressed-asset evaluation and restructuring analysis.

• Supported evaluation of stressed and non-performing loan portfolios, focusing on mortgage-backed exposures, delinquency trends, collateral coverage and recovery prospects.
• Contributed to restructuring assessments under the SARFAESI framework, reviewing borrower financials, cash-flow viability and collateral enforceability.
• Worked with senior investment and legal teams to understand asset acquisition, resolution planning and coordination with lenders and external advisers.
• Contributed to internal investment memoranda for acquisition screening.

Cross-border trade finance and business development support.

• Supported the Structured Trade Finance desk in optimising cross-border working-capital flows.
• Produced working-capital analyses for transactions exceeding $500,000, enhancing liquidity forecasts.
• Built and deployed an internal communications platform for the Business Development team, improving pipeline coordination across APAC.

Sector research, financial modelling and transaction materials.

• Conducted market analysis of the waste-management sector and identified two potential M&A targets with a combined value of approximately $3 million.
• Supported financial modelling for infrastructure projects, improving assumptions and scenario outputs.
• Assisted in drafting confidential information memoranda and pitch materials for ongoing mandates.

Research and advice for nonprofit organisations.

• Advised NGOs on strategic and operational challenges, developing actionable recommendations through research and analysis.